New York Fraud Penalties (2026)

Fraud, wire fraud, and identity theft charges charges in New York: penalties, sentencing ranges, felony thresholds, and what to expect if charged.

Educational purposes only. Not legal advice. If you are facing fraud charges in New York, consult a licensed New York criminal defense attorney.

New York Fraud Penalties

ClassificationDetails
Misdemeanor ThresholdUnder $1,000
Felony Threshold$1,000+ or more
Minimum SentenceUp to 364 days jail
Maximum SentenceUp to 25 years (Class B felony over $1M)

NY Penal Law §190.65; scheme to defraud; identity theft in 3 degrees

Fraud Statute of Limitations in New York

In New York, the statute of limitations for fraud and white-collar crimes is generally 5 years.

See all New York statutes of limitations →

Defending Against Fraud Charges in New York

Common defenses in New York fraud cases include:

  • Lack of intent — many charges require proving criminal intent
  • Insufficient evidence — the prosecution must prove guilt beyond a reasonable doubt
  • Procedural violations — improper arrest, unlawful search and seizure
  • Mistaken identity
  • Constitutional violations — Fourth and Fifth Amendment protections

The specific defenses available depend on the facts of the case. Consult a New York criminal defense attorney for advice.

Related New York Laws

DUI / DWI Marijuana Possession Theft / Larceny Assault Domestic Violence Drug Possession Burglary Robbery Trespassing Disorderly Conduct Vandalism Hit and Run Illegal Weapons Possession Drug Trafficking Prostitution Shoplifting Reckless Driving Forgery Kidnapping Arson Stalking Embezzlement Money Laundering Public Intoxication